Abstract:Starting with the game course among respective participants of science and technology insurance, this thesis aims to analyze total social effects of science and technology insurance.Based on the game played by insurance companies and science and technology enterprises, this thesis constructs a total social effect model in risk-free condition without government and high risk condition with government involved.Based on the game played by two levels of government, it also constructs a total social effect model which two levels of government are involved in.Meanwhile, it makes empirical analysis based on Gansu Province and the first technology-based insurance pilot city.The results showed that the government should increase more premiums and subsidies in the process of promoting science and technology insurance.All levels of government should make subsidies portion according to its contribution to the social effect of science and technology insurance, in order to achieve its maximum social effect.
马雪彬;李元. 参与主体博弈视角下的科技保险社会总效用分析[J]. , 2013(11): 111-116.
Ma Xuebin;Li Yuan. Analysis on Total Social Effects of Science and TechnologyInsurance from the Perspective of Game Participants. , 2013(11): 111-116.