Financing Pain Points and Solutions for Techology-Based SMEs
Sun Desheng1,2,Fang Hanting3,Zhang Mingxi4
1.Joint Postdoctoral Program,College of Economic and Social Development in Nankai University and Chinese Academy of Science and Technology For Development,Beijing 100038,China; 2.Jing-jin-ji and Urban Agglomeration Development Research Center,Tianjin Academy of Social Sciences,Tianjin 300191,China; 3.Science and Technology Daily,Beijing 100038,China; 4.Chinese Academy of Science and Technology for Development,Beijing 100038,China
Abstract:Financing problem is one of the difficulties affecting the development of techology-based SMEs,and financing pain point is the key to solve the problem.This article studies the financing pain points from demand and supply.It points out that there are different financing pain points in both different types of financial institutions and different growth stages of techndogy-based SMEs.Finally the article puts forward some solutions to the financing problem.